NSF Check Recovery Bad Check Collection Check Verification

Electronic NSF check recovery and check collection - Free electronic NSF check collection Free traditional check collection

NSF check collection and check recovery can be a burden on a merchants business. Through our strategic scheduling system, we are able to recover about 75% of bad checks without ever contacting your customer. We simply recover bad checks electronically for you and your customer doesn't have to receive an embarrassing phone call. Your customer will not have to bring in a money order or cash either. We collect your returned checks while you maintain a good relationship with your customers. For items not eligible for RCK or that the electronic representment has failed we use traditional NSF check collection methods. If you only have a few checks or only old checks you want collected we can not help you. Our agreements are for merchants that receive at least three returned checks per month.

RCK and traditional bad check collection is free to merchants because the fee is paid by the check writer. With Consolidated Returns you can realize a phenomenal savings on bad check return fees charged by your bank. Our fee for returned items can reduce your return fees by 60% or more than you are paying now. Participating merchants receive a rebate to cover the bank charge in some states. In other states merchants qualify for bank fee reimbursement with a minimum number of checks collected electronically. With our electronic NSF check collection system, no notification of returned checks will have to be sent. We offer traditional returned check collection to merchants as well. While traditional returned check collection in itself is not as effective as electronic representment, it still has a use for items that are not eligible for RCK processing or the RCK efforts have been exhausted.

There are many Benefits we offer over other companies.

We do not charge you to collect NSF checks recovered electronically.
We do not charge you to collect any checks less than two years old.
The check writer pays for the returned check, NOT YOU

Is another company not collecting or keeping part of your money when it does?

Are you paying 25-35% of the check just because the other company could not or did not collect your returned check electronically?
Do you want to pay 25-50% of the check because it can not represented electronically or it is over 30 days old?
We say no to both of these questions. We don't penalize you to send your checks to another company. We don't send your checks to another agency like many companies that only perform electronic representment. We are the other agency. Do you really want your checks floating around from one company to another?

When you let us handle your check recovery problems, you know that we are dedicated to collecting your money. We accept checks for collections up to two years old. We perform electronic and traditional collections and at your request we will forward items to our attorney group for further action on any uncollected items. We will also report uncollected checks directly to the credit bureau at your request. We are committed to providing the best possible service to our clients while maintaining the standards set by the FDCPA.

We know that bad checks are not the only problems a business faces but it could be the end of your business! This a a free service with a month to month contract. Even if you don't take advantage of our service, we offer Free Tips to help businesses not accept NSF checks from their customers. We offer these tips to all businesses. We want all businesses to avoid getting NSF checks but we are there when help is needed.

You can establish a merchant account to accept credit cards or get a better rate than you are paying now by clicking on the Humboldt Merchant Services banner. We are not in the merchant account business but have found Humboldt committed as we are to providing the best service possible. Click on the banner above and set up your account directly with Humboldt Merchant Services. Click on the banner below for the best prices on credit card machines.

We are not a reseller of some other company and when you talk to us, you are talking to the processors. We do not offer a "Business Opportunity" to anyone with the money. We do not represent ourselves as something we are not.

Want to protect yourself from Identity Theft? Click on the link below for help.

We provide processing of NSF checks and ACH transactions.
We only use a select group of pre-qualified offices to represent our company.
We offer the same software products we use in our business daily.
This is all we do!

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